- Report Lost or Stolen Cards
- Apply for a Loan
- Re-Order Checks
- Join CSCU
- Find an ATM
- CSCU Safety and Soundness
- Deposit Insurance
- Phone
(209) 444-5300 • (800) 675-5114 - Email
info@centralstatecu.org - CALL-24
(209) 943-6803 • (800) 217-4939 - Loans-by-Phone
(800) 811-7424 - Loan Central
- Mailing Address (All Branch Offices)
PO Box 1329, Stockton CA 95201
Fees and Disclosures
Effective Date: 3/1/12
This Rate Schedule states rates applicable to specified accounts. This schedule is incorporated as a part of your Account Agreement with Central State Credit Union and is subject to change at anytime.
Please call (209) 444-5300 or (800) 675-5114 to obtain current information.
This Rate Schedule states rates applicable to specified accounts. This schedule is incorporated as a part of your Account Agreement with Central State Credit Union and is subject to change at anytime.
Please call (209) 444-5300 or (800) 675-5114 to obtain current information.
| General Service Fees | |
|---|---|
| New Member Fee | $5.00 |
| Savings Balance Less than $300 - Waived for members less than 21 years old, new members (less than 6 months with credit union) or members with an active checking account, loan, certificate, IRA or share plus | $6.00 per quarter |
| Deposit/ Loan Payment/ Cashed item returned | $15.00 |
| Copy of Prior Period Statement or Account History | $5.00 |
| Photocopy Fee | 0.25 per copy |
| Corporate Check Issued to 3rd party under $1,000 | $10.00 |
| Escheat Notice - per Year | $2.00 |
| Missing Address - per Year | $5.00 |
| Collection Item - Domestic | $30.00 |
| Collection Item - International | $35.00 |
| VISA Gift Card | $3.00 per card |
| Levy, Garnishment or Subpoena | $35.00 |
| Wire Transfer - Domestic | $20.00 |
| Wire Transfer - International | $35.00 |
| Notary Fee - Member CSCU Documents | Free |
| Notary fee - Non CSCU Documents per signature * | $10.00 |
| Stop Payment Corporate Check (Purchase of Indemnity Bond may be required) | $20.00 |
| Copy of Corporate Check | $10.00 |
| Copy of Deposited Item | $10.00 |
| Reconciliation/Research Fee | $20.00 per hour |
| Reopen Closed Account - within 6 months | $25.00 |
| Early Account Closure - within 1st 60 days | $10.00 |
| Share Plus - More than 3 withdrawals per Month | $1.00 per withdrawal |
| NSF Fee - Pre-authorized Savings debit | $30.00 per item |
| Verification of Deposit | $10.00 per request |
* VIP Accounts - Age 65+ with direct deposit and active checking or $5,000 on deposit receive: Free paper statements, Free Notary service, 1 Free VIP economy check order per year, ATM Surcharge fees refunded with official request form
| Online Central Internet Banking | |
|---|---|
| On-Line Banking Service | Free |
| On-Line Bill Payment Service | Free |
| Copy of Bill Payment Check | $10.00 per copy |
| Stop Payment Bill Payment Check | $30.00 |
| Checking | |
|---|---|
| Check Copies - 2 Checks per Month | Free |
| After 2 per Month | $3.00 per check |
| Check Orders & Other Checking Supplies * | Supplier's price plus tax/handling fee |
| Monthly Paper Statement ** | $5.00 per month |
| NSF Fee, Check or Pre-authorized Debit | $30.00 per item |
| Paid NSF Fee, Check or Pre-authorized Debit | $30.00 per item |
| Stop Payment on Check or Automatic Debit | $10.00 |
| Reverse Stop Payment Request | $10.00 |
| Counter/Temp Checks (12 cks) | $5.00 |
| Check Replacement Check | $25.00 |
| Reopen Closed Checking | $15.00 |
| Automatic Transfer from Shares | $2.00 per transaction |
| Automatic Transfer from VISA/LOC | $2.00 per transaction |
| Premium Checking Account - Average Daily Balance falls below minimum | $5.00 per month |
| Fresh Start Checking Account | $15.00 per month |
| Business Checking Account | $15.00 per month |
* VIP Accounts - Age 65+ with direct deposit and active checking or $5,000 on deposit receive: Free paper statements, Free Notary service, 1 Free VIP economy check order per year, ATM Surcharge fees refunded with official request form
** Free with e-Statements, aggregate balance of $10,000 in shares, active loan or VIP account
** Free with e-Statements, aggregate balance of $10,000 in shares, active loan or VIP account
| ATM/Check Card Fees | |
|---|---|
| ATM/Check Card Issue Fees | Free |
| ATM/Check Card Replacement Fees | $5.00 |
| ATM/Check Card PIN Replacement | $5.00 |
| NSF Withdrawal | $30.00 |
| CSCU ATM Withdrawals | Free |
| All Other ATM Withdrawals ** - First Three per Month | Free |
| After Three per Month | $1.50 Each |
| Point of Sale (POS) Transactions** | Free |
| Deposits to Co-op/Money Pass Network | Free |
| ATM Deposit Correction/Adjustment | $5.00 |
| ATM Empty Deposit Envelope | $30.00 |
** Additional fees may be charged by ATM owner or POS network
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